General Terms and Conditions (GTC)
Version: {{17.08.2025}}
1. Provider and Scope
This website (hereinafter “Website”) is privately provided by:
{{Valentin Dobler}}, Switzerland · E-Mail: {{support@valentindobler.ch}}
These GTC govern the use of the Website as well as the information, forms, calculators/simulators, and other functions provided on it (collectively “Services”). Use is free of charge.
2. No Advice; Informational Use Only
All content and calculations are provided for informational and demonstration purposes only. There is no financial, investment, tax, or legal advice. Users make decisions at their own responsibility.
3. Responsibility of Users
- Contact Requests: Content entered in forms is the sole responsibility of the users. They provide truthful, factual, and rights-free information and do not infringe on the rights of third parties (especially data protection, copyright, trademark, or personal rights).
- Calculators/Tools: Inputs must be made carefully; results are to be critically reviewed as non-binding approximate values.
- Prohibited are, among other things, unlawful content, security attacks, circumvention of technical protection measures, automated data extraction without permission, as well as reverse engineering, unless legally permitted.
4. Availability, Changes
There is no entitlement to specific availability of the Website/Services. Content and functions may be changed, restricted, or discontinued at any time.
5. Rights to Content
All rights to content, software, and identifiers remain with the respective rights holder. Use beyond cases permitted by law requires prior consent.
6. Liability
The Website and Services are provided “as is” and “as available.” To the extent permitted by law, all warranties are excluded.
- Switzerland (Art. 100 CO): Liability disclaimers for intent and gross negligence are not permitted; liability for personal injury remains unaffected at all times.
7. External Links
The operators of the linked external pages are solely responsible for their content; illegal content was not recognizable at the time of linking.
8. Data Protection
Information on the processing of personal data (purposes, legal basis, recipients, retention periods, rights) can be found in the Privacy Policy.
9. Changes to these GTC
These GTC may be amended with effect for the future. Significant changes will be announced in an appropriate form.
10. Applicable Law and Jurisdiction
Swiss law applies, excluding conflict-of-law provisions and international treaties.
Place of jurisdiction is Bern, Switzerland. For consumers, the statutory places of jurisdiction apply.